Protecting your money at Revolut

Emma Potter

 · 04/26/2021  · 04/26/2021

Wondering how we keep your money safe? We answer your questions about the insurance at Revolut.

How much FDIC deposit insurance do I get at Revolut?

You’ll get the standard deposit insurance amount, which is up to $250,000 for each customer at each FDIC-insured bank. Revolut has partnered with two FDIC-insured banks: Metropolitan Commercial Bank (MCB) to offer our prepaid card account, and Sutton Bank for our Savings Vault. This means that each of your accounts is insured for up to $250,000 individually. More information can be found on FDIC insurance at

What if I have other accounts at MCB or Sutton Bank?

The funds you hold in other deposit accounts at MCB are combined with the funds in your prepaid card account. Together, your accounts will qualify for up to the maximum insurance of $250,000. Your accounts won’t be insured separately by the FDIC.
Funds held at Sutton Bank receive the same insurance. If you have a deposit account at Sutton Bank in addition to your Revolut Savings Vault, your combined accounts will qualify for a maximum insurance coverage of $250,000.
The insurance coverage applies per depositor, per FDIC-insured bank, and per ownership category. Deposits held in different ownership categories are separately insured. You can learn more about these ownership categories on the FDIC website.

What about my Revolut Junior account?

Your Revolut Junior account is a pocket of your Revolut prepaid Card Account. The FDIC insurance protection applies to the funds you hold at your Revolut Junior account as part of your prepaid card account.

Do I get FDIC insurance on all my funds held at Revolut?

No. Virtual currencies, commodities, and investments are not covered by FDIC insurance.