Revolut vs Western Union: which is better for sending money abroad? (US)

Elizabeth McGrath

 · 11/03/2021  · 11/03/2021

Most people agree that sending money abroad is expensive. That’s why we’re going to break down various international money transfer services so you can get the best bang for your buck.

Up next is WesternUnion, one of the most well-known remittance service providers. How do they compare to Revolut in terms of pricing when sending money abroad?

Revolut vs WesternUnion: Transfer Fees

For the most part, neither Revolut nor WesternUnion charge transfer fees. With Revolut, all users can send up to 10 international transfers per month, fee-free. WesternUnion doesn’t charge transfer fees if you pay online by bank account and the recipient receives the money by bank account

Revolut vs WesternUnion: FX rates and fees

WesternUnion charges significantly higher FX fees compared to Revolut.

Revolut uses the real exchange rate. Here at Revolut, the real exchange rate means the buy and sell rates we have determined based on the foreign exchange market data feeds.

Take a look at the table below to see a comparison of exchange rates between Revolut and WesternUnion if you sent $1000 in some of the most common currencies from the US as a Standard customer.

If you convert $1000 to this currency and make a transfer in a local currency

Your recipient will receive this much using Revolut with one of 10 free transfers

Your recipient will receive this much using WesternUnion if you pay/receive by bank account

You would have saved approximately this much on FX fees using Revolut




~ $4




~ $4




~ $19




~ $24




~ $26




~ $39

This comparison shows the cost of a transfer for a Standard Revolut customer before reaching the monthly FX fair usage limit. You can avoid FX fair usage fees, if you are on a paid plan (Premium or Metal). The pricing in this table was collected from the WesternUnion website and is accurate as of November 2, 2021 at 4:30pm BST.

Verdict: Which is better for sending money abroad?

As you can see in the examples shown in the table above, if you were to send $1000 in some of the most popular currencies, your recipient would always receive more.

With Revolut, you can make 10 international transfers from the US, fee-free! Revolut has no hidden fees and offers great exchange rates, making it simpler and more affordable to send money abroad. Just choose how much you want to send and where to. We’ll take care of the rest.

Want to learn more? Here’s everything you need to know about making international money transfers with Revolut.