The best way to send money to the UK from the US

Revolut Contributor

 · 08/18/2021  · 08/18/2021

The United States is one of the most popular destinations for UK expats, with over 600,000 Brits calling it home.

What’s the best way to send money to the UK?

When sending money to the UK, traditional banks can be expensive and slow, with high fees and transfers taking at least several days. Instead, an online money transfer provider can let you send money fast and at a low cost.

That’s where we come in! With Revolut you can send money abroad fast and at a great exchange rate. We’re committed to providing our customers with the best rates when it comes to currency exchange.

How much does it cost to send money to the UK?

Revolut customers can make up to ten international transfers per month, completely free! You’ll also get a great exchange rate for your transaction. After ten transfers with no transfer fee, we’ll charge a fixed percentage fee of 0.3%, pegged to a minimum of $0.30 and a maximum of $6.

On weekends, we charge an additional 1%, and Standard customers who exchange more than $1,000 in currency in a month are charged a 0.5% fair usage fee on exchanges beyond that.

How does Revolut compare against other service providers?

The table below shows how much sending $1,000 to the UK will cost with different providers.

            Revolut                       😁                        $0            
Wise 😑 $8.26
Chase 😭 $34.18
Citi 🤬 $64.73

This comparison shows the cost of a weekday transfer for a standard Revolut user who has not exceeded their fair usage cap, as at the time of the sample, using one of the ten free international transfers per month. Other banks in the chain may charge fees on top of Revolut. The pricing in this table was collected on and is accurate as of 1/10/22. For live rates and fees, please check our website. T&Cs apply.

Before you confirm the transfer, Revolut will tell you:

  • The amount your recipient gets
  • The exchange rate for this particular transaction
  • The amount exchanged in USD
  • The fees charged
  • The total amount you pay
  • The estimated time it will take your money to reach the recipient

How long does a transfer to the UK usually take?

In most cases, transfers to the UK from the US arrive within 1 working day. Sometimes it can take longer, but we will always keep you updated on the status of your transfer.

Great! How can I send money to the UK with Revolut?

If you're already a Revolut customer, you can send money to a British bank account by adding it as a beneficiary in your Revolut app. Not a customer yet? Just download the Revolut app, set up a free account, top it up via bank transfer and you're ready to start sending money home.

Revolut has no hidden fees and offers great exchange rates, making it simpler and more affordable to send money abroad. Just choose how much you want to send and where to. We’ll take care of the rest.

Want to learn more? Here’s everything you need to know about making international money transfers with Revolut.